What It Is
Coverage and Resources.
Together.
The Social Inflation Risk Alliance is a federally authorized risk purchasing group organized under the LRRA 1986 and administered by Rainshade Specialty LLC. It is both a coverage program and a membership organization — members receive access to a five-pillar platform alongside the coverage tower.
Distributed exclusively through licensed retail brokers. Brokers own the member relationship at all times.
Program At A Glance
LineMonoline Excess & Umbrella
Attachment$1,000,000
Available LimitsUp to $200,000,000
AuthorityLRRA 1986 RPG
DomicileDelaware
DistributionLicensed Retail Brokers
Business SegmentsFour Commercial Property
The Platform
The Five Pillars
01
Selection
Member Eligibility and Risk Screening
The Alliance's underwriting application and eligibility screening process establishes which organizations are admitted to the program. A well-selected membership pool is a structurally harder litigation target.
02
Intelligence
Verdict Tracking, Venue Mapping, TPLF Briefings
Members receive ongoing intelligence about the legal environment affecting their properties and business segments -- verdict tracking, venue mapping, plaintiff attorney intelligence, and TPLF briefings.
03
Preparedness
Incident Protocols, Segment Standards, Training
A tiered framework of incident protocols, segment standards, training resources, and recertification requirements. Documented preparedness is a defense asset and an underwriting signal.
04
Defense
Damages Anchoring, Reptile Counter-Strategy, Corporate Representative Guidance
Members and their counsel receive tools for more effective defense -- damages anchoring strategy, reptile theory counter-tactics, and corporate representative guidance.
05
Coverage
Monoline Excess Tower -- $1M Attach, Up to $200M
Broad-form monoline excess and umbrella liability, attaching at $1 million per occurrence with limits available up to $200 million. Placed with admitted, A-rated carriers.
Full Program Details at si-riskalliance.org
Membership documentation, the Intelligence Library, eligibility information, and broker resources.
Visit si-riskalliance.org