A Specialty Excess Partner Built Around Your Clients’ Actual Exposures

Rainshade operates exclusively in commercial real estate, habitational, and hospitality risks — the three segments most exposed to today’s elevated liability environment. If your book includes these classes, Rainshade was built for exactly the business you are placing.

Not every account in your book fits a program structure. Rainshade provides access to both — a structured purchasing group program for eligible accounts, and individually tailored brokerage placement for risks that require a more customized approach. One relationship. Both channels.

Rainshade Custom Brokerage applies the same severity-focused framework, submission discipline, and underwriting philosophy used in Rainshade’s program business to individually placed accounts — producing a placement experience that operates more like a program than a standard wholesale submission.

Accounts placed through Rainshade — whether through Programs or Custom Brokerage — benefit from access to Verdict Risk Alliance resources: severity intelligence, incident preparedness guidance, and litigation awareness tools that go beyond what standard excess programs provide. These resources give your clients tangible value beyond the policy.