Every Rainshade division starts from one principle: liability severity deserves a broader, more structured approach than traditional excess placement provides. The VRA Framework puts that principle to work across four areas: Risk Clarity, Severity Intelligence, Incident Preparedness, and Litigation Awareness. It shapes how we evaluate risk, engage brokers, and partner with carriers on every account, whether placed through a program, individually through Specialty Brokerage, or around a broker’s book through Custom Builds.
The Verdict Risk Alliance Purchasing Group program is in development and not yet available. Coverage will be subject to carrier approval and applicable state requirements.