Verdict Risk Alliance
Our Products

Two Ways to Access Rainshade

Every Rainshade solution is built around the same core principle: liability severity deserves a broader and more structured approach than traditional excess liability placement typically provides. The Verdict Risk Alliance Framework informs how Rainshade evaluates risk, engages brokers, and partners with carriers — across every account, regardless of placement structure.

The Foundation

The Verdict Risk Alliance Framework

Rainshade’s proprietary framework for understanding and addressing the factors increasingly associated with catastrophic liability outcomes. Risk Clarity. Severity Intelligence. Incident Preparedness. Litigation Awareness. These four areas inform every Rainshade placement — whether structured through a program or placed on an individual basis through Custom Brokerage.

Programs
Rainshade Programs
Structured excess liability solutions designed around long-term carrier partnerships and clearly defined underwriting philosophies. For risks that fit a program environment and benefit from collective purchasing power, defined participation standards, and full integration with the VRA Framework.
  • Collective purchasing power
  • Defined underwriting standards
  • Full VRA Framework integration
  • Structured member participation
  • Long-term carrier partnerships
Explore Programs →
Custom Brokerage
Rainshade Custom Brokerage
Individually tailored excess and umbrella placements for risks requiring bespoke underwriting or non-standard structures. The same severity-focused framework and submission discipline that powers Rainshade’s program business — applied to individual risk placement.
  • Program-quality submission framework
  • Dedicated underwriters, Alliance-familiar
  • Preferred carrier relationships
  • Faster underwriting engagement
  • Greater placement flexibility
Explore Custom Brokerage →
Program Discipline. Placement Flexibility.
Ready to Place Business?

Contact us to discuss an appointment or submit an account for consideration.